Workers’ Compensation Claims

Statistics on Workers' Compensation Claims

Running reports on claims can help employers review prospective employee's records before making hiring decisions.

According to the National Academy of Social Insurance, an estimated total of $62,307,000,000 in Workers’ compensation payments were made to civilian employees in 2014 *.

Workers’ compensation provides medical care, rehabilitation, and cash benefits for workers who are injured on the job or who contract work-related illnesses. It also pays benefits to families of workers who die of work-related causes.

Workers’ compensation benefits are paid by private insurance carriers, by state or federal workers’ compensation funds, or by self-insured employers.

In a study done by the Wyoming Department of Workforce Services, researchers found that the average duration of Worker’s Compensation claims peaked during a period of economic downturn, suggesting that employees who believe their employment outlook is poor, particularly those in states that do not require employers to hold a position for those on workers’ compensation, may have an incentive to stay on workers’ compensation for as long as possible **.

Tenant Background Screening This exploitation of workers’ compensation can be alarming to employers, as out of the 62.3 billion dollars paid in benefits, only 12.9 billion came out of state funds or federal programs, leaving 49.4 billion dollars to be paid by private carriers and self-insured employers *. Most employers, however, are left in the dark as to their applicants’ past workers’ compensation claims.

For employers who are interested in their employee applicants’ history with workers’ compensation, AAA Credit Screening offers Workers’ Compensation reports. These reports provide the injury description, injury date, filing date, weekly compensation rate, and compensation dates for workers’ compensation claims. The availability varies by state. Signed releases authorizing a background check may need to be faxed directly to the record holder and some states have specific forms they require. All employers should verify they are in compliance with the ADA and FCRA.

Workers’ compensation reports are offered a la carte and in the Executive Screening Package.

Getting Started

If you are a new customer interested in ordering Worker’s Compensation reports, click on Order Now below. Your account can be activated within 20 minutes during business hours. Just click on this button to complete the Customer Service Agreement to get started.

workers comp claim

If you are an existing customer with AAA Credit Screening, or would prefer to speak to a live representative about your interest in Worker’s Compensation reports, call today at 1-888-282-0447!

References:

* Source: National Academy of Social Insurance.
** Source: Department of Workforce Services (State Governments - Wyoming).

Workers' Compensation Claims Statistics

  • $62,3007,000,000 was spent on workers' compensation claims in 2014
    • Of the $62.3 Billion, only $12.9 billion (20.71%) came from state funds or federal programs
    • $49.4 billion (79.29%) was paid by private carriers and self-insured employers
  • Worker’s Comp claims are 5 times more likely to be filed by drug users – (US Dept of Labor)
  • Roughly 30% - 50% of all Workers Comp claims are related to drug abuse in the work place – (US Dept of Labor)
  • According to a 2014 study by the Workers Compensation Research Institute 65% to 85% of injured employees received narcotic painkillers as part of their workplace injury treatment. Read more about Drugs in the Workplace HERE
Tenant Background Screening

Top 5 Workers' Compensation Claims ***

  • Sprains and Strains (30%)
  • Cuts or Punctures (19%)
  • Contusions (12%)
  • Inflammation (5%)
  • Fractures (5%)

Workpace Injuries Are Most Frequently Caused By: ***

  • Handling of Materials (32% of total claims)
  • Trips, Falls and Slipping (16%)
  • Colliding or being hit by an Object. (10%)
  • Accidents that involve workplace Tools (7%)
  • Injured body parts or trauma caused by strain or repetitive use of a body part (4%)
*** Source: Insurance Journal https://www.insurancejournal.com/news/national/2016/05/18/409006.htm

AAA Credit Screening Services is not responsible for the accuracy of the statistics mentioned in the above article, please feel free to research the referenced sources for more information.